Who owns eos cca

I suggest you call them and let them know how you feel about their company and how they conduct themselves. Recv a call this morning at am from EOS. No message left. They then proceeded to call my wife at am? Considering they have my contact number that makes calling my spouse illegal in Canada. They don't want to answer that question so they keep telling me I have to give them ALL my personal information to "Validate" the account.

I said "tell me what you have and I'll verify it". Not acceptable as they don't have it. It appears to be a ploy to make you give them information they can use to steal your identity. Had 6 agents hang up on me 'cause I wouldn't give them personal information.

Advised agents that they show online as scammers. They refuse to give any details other than it's supposedly from Canadian tire. I'm 50 now and there's no way I owe for something from when I was Stats barred much? I suggest everyone do the same.

We can stop this together. I called to get a payment history, and they apparently can't do that. Also I wanted to know why they don't report good payment history to the credit bureau, she said they can't do that. She said I needed to contact my OLD student loan provider and ask them why..

So why do I need to contact them when you are handling my account, and she couldn't give me an answer. Terrible customer service and no point in paying a company when they can't even give you your own payment history and report to your credit that you are making payments on time.

After talking to 6 different East Indian employees, you start to think they are trying to scam you I finally agreed to make payment arrangements, EOS has 3 ambulance bills on my account, All are cover by my insurance.. I submitted these and Eos was informed they would be paid in full Now they call 4 times a day and just hang up on me, you can hear the office noise in the background, then click I discontinued all services 6 months ago, closed my account and my bill was paid in full at that time and I verified this as well today.

These people should be arrested and prosecuted!! I was given a fraudulent letter with this company name. The phone number given in the letter is This phone number does not match the actual company when I googled it. I do not believe it is affiliated with any real company at all. At best perhaps they use the name of a real company and and try to scam using another business's name. They cannot provide any real information.

They try to get information from you. Do not give it to them. The things they wanted to collect on were bills paid in full nearly ten years ago that I have receipts of. Be careful with this company, they do have fraud going on. They tried to collect for a cell phone account that had never existed, I have been in contact with the company they have been collecting for, they have no account number ever existing assigned to myself.

Here are the fundamental steps to remove the collection from your credit report for good. One of the first things you should do when dealing with a debt collector is request that they communicate with you strictly in writing. Debt collectors are notorious for saying one thing to you over the phone and then turning around and doing the opposite. This way, you can keep a file with all of their correspondence with you and refer back to it if you need to.

If you have already paid EOS CCA for the debt, you may still have a chance at getting the collection removed from your credit report. A goodwill deletion is exactly what it sounds like; a debt collector agrees to stop reporting the debt to major credit bureaus out of kindness. This will typically only work if you have already paid the debt and have maintained timely payments with the original creditor.

To request a goodwill deletion, write EOS CCA a letter that explains your reason for missing payments and why you would like the entry deleted. Many people use the reason of wanting to qualify for a home or auto loan as a reason, and this seems to work relatively well.

They may have the incorrect balance, date, or name on their official records. That is why it is important to request debt validation to ensure that EOS CCA has accurate information regarding your debt. It is an important step in the debt collection process, but it must be done quickly. You typically only have 30 days after first contact to request deb validation. After that, the collector may ignore your request entirely. This is a formal request for EOS CCA to verify specific pieces of information related to your debt, such as the name and the total amount of the debt.

Once EOS CCA receives your letter, they should gather and send you several documents meant to prove that the debt belongs to you. If you find anything that outright contradicts the information you have about your debt, you can submit a dispute to the three major credit bureaus.

They should remove the account from your credit report, and you may get out of paying the debt altogether. All correspondence from you should be concise and mailed by certified mail, return receipt requested. One of your rights under federal law is to have a collection agency provide you with full details of any debt they claim you owe.

A debt validation letter should provide all information concerning the debt, including the name of the original creditor, the date the account went into collection, the amount of the debt, and information that clearly connects you to the obligation. If they either fail to provide a debt validation letter, or it comes back missing significant details, you can demand EOS CCA halt further collection actions and delete any negative information reported to the credit bureaus.

This will work only if you have paid the debt. Again, a collection account will remain on your credit report for up to seven years after the date it first went delinquent. The letter will be more convincing if you can provide a reasonable explanation for why the account went to the collection in the first place. Be sure to remember that this type of letter is a request, and should never be presented as a demand.

A creditor is under no obligation to delete a negative credit entry simply because you have paid the debt. Since EOS CCA obviously wants to get paid on the collection account, they may be willing to delete the collection account on your credit report in exchange for payment of the debt. You can make this request by sending the company a pay-for-delete letter.

The letter will be a proposal in which you offer to pay the debt in exchange for EOS CCA removing the collection information from your credit report.